Can I Get Impounded Car Insurance If I Have Been Accused of Drink Driving?

So, you've been accused of drink driving, and now your car is sitting in the impound lot.

Maybe it was a mistake. Maybe you genuinely thought you were under the limit. Maybe it was one of those bad decisions you regret instantly. Whatever the case, your car has been seized, and you may need insurance to get it back.

But here’s the real question; can you even get impounded car insurance if you’ve been accused of drink driving? The answer? It’s difficult, but not impossible. Let’s break it down.

The Harsh Reality: Why Drink Driving Makes Insurance Tricky

Here’s the thing; insurance companies don’t like risk, and if you’ve been accused of driving under the influence (DUI), you’re now considered a high-risk driver.

From an insurer’s point of view, a drink driving charge makes you a liability. Even if you haven’t been convicted yet, just the accusation alone can make it harder to find insurance; especially the type of specialist policy required to get an impounded vehicle released.

• Most mainstream insurers? They won’t touch you.
• Standard temporary car insurance? Forget it; it won’t cover impounded cars anyway.

So, where does that leave you?

Can You Still Get Impounded Car Insurance?

Yes; but it won’t be easy, and it won’t be cheap.

What You Need to Know:

• You’ll have to go through a specialist insurer; regular providers won’t help.
• The policy must be valid for at least 30 days; short-term cover won’t be accepted.
• It has to include third-party insurance; the bare minimum required by law.
• Your drink driving charge may mean higher premiums; expect to pay more than usual.

If you try to cut corners and go for a regular short-term insurance policy, the police pound will reject it on the spot. That means more delays, more hassle, and more daily storage fees adding up.

How to Get Impounded Car Insurance After a Drink Driving Charge

1. Find a Specialist High-Risk Insurer

You’ll need to look for insurance companies that specifically deal with high-risk drivers; those with previous convictions, driving bans, or pending legal issues.

Don’t waste your time with comparison sites or mainstream insurers; they won’t offer what you probably need. Instead:

• Search for impounded car insurance for convicted drivers.
• Contact specialist brokers who deal with high-risk policies.
• Be upfront about your situation; hiding your drink driving charge will only cause problems later.

2. Make Sure the Policy Meets Impound Release Requirements

The last thing you want is to buy insurance, turn up at the pound, and get turned away.

Your policy must:

• Explicitly state that it covers impound release.
• Be valid for at least 30 days (no one-day or week-long policies).
• Include third-party cover as a minimum.

If the policy doesn’t meet these criteria, the police won’t release your car.

3. Get Your Paperwork Ready

Once you’ve got the right insurance, don’t just head to the pound empty-handed; they won’t release your car unless you have:

• Proof of insurance – The new policy documentation.
• Your driving licence or another form of ID.
• The impound notice – The document given to you when your car was seized.
• Proof of ownership (V5C logbook) – If your name isn’t on it, things get more complicated.

Without all of these, you’ll be making a wasted trip.

How Much Will Impounded Car Insurance Cost After a Drink Driving Charge?

Let’s be honest; it’s going to be expensive.

Drink driving charges put you in the highest-risk category for insurers, which means higher premiums. Depending on your situation, you could be looking at:

• £400–£1,000 for a 30-day impounded car insurance policy.
• Much higher premiums when you try to get regular insurance again.

It’s a painful reality, but the sooner you get your car out, the less you’ll pay in storage fees.

What If You Can’t Get Insurance?

If you’re struggling to find a provider, don’t panic; there are still options.

1. Use a Vehicle Recovery Service

Instead of trying to drive the car away yourself, you could hire a recovery truck to transport it legally. This avoids the insurance issue altogether.

2. Transfer Ownership

If a family member or friend can get impounded car insurance, you might be able to transfer ownership of the car to them so they can collect it on your behalf.

3. Let the Car Go

If your car isn’t worth much and the impound fees, insurance, and fines are stacking up, you might decide it’s not worth getting it back at all. If you don’t collect it, the police will either auction it off or scrap it after a set period.

It’s not ideal, but sometimes cutting your losses is the cheaper option.

Key Points to Remember:: Get Insurance Fast or Risk Losing Your Car

If you’ve been accused of drink driving and your car has been impounded, sorting out insurance should be your top priority.

• Standard insurers won’t cover you, so you’ll need a specialist provider.
• Expect higher costs, but don’t delay; storage fees keep adding up daily.
• Make sure the policy meets police requirements to avoid wasting time.

If you may need quick, reliable impounded car insurance,click the button below now for quotes or ring the number below for expert advice as well as quotes. The sooner you act, the less it will cost you in the long run.