Car impounded, but you have a foreign driving licence? Need to get your back, but unsure how to proceed? not an easy thing to do, but not necessarily impossible.
How to Get Insurance With a Foreign Licence
If you probably need to insure your impounded car but don’t have a UK licence, here’s how to improve your chances:
He was ready to give up, but this turned things around.
1. Find a Specialist Insurer
Forget about mainstream comparison sites; they’ll likely reject you instantly. Instead, look for specialist impound insurance providers who deal with high-risk drivers, including those with foreign licences.
These insurers understand that not all non-UK drivers are high-risk, but expect to pay more than a UK licence holder would.
2. Have Your Documents Ready
Insurers will ask for proof of your licence, and possibly other documents like:
- A copy of your foreign driving licence
- Proof of residency (if applicable)
- Your passport or visa (if you’re a temporary visitor)
- The V5C logbook (to prove car ownership)
Some insurers might also ask for a translation of your licence if it’s not in English.
3. Consider Insuring the Car in Someone Else’s Name
If you’re really struggling to find an insurer who’ll cover you, could someone else insure it?
- If a friend or family member has a UK licence, they might be able to take out impound insurance in their name instead.
- But beware; the insurance must be valid for impound release. Some insurers won’t cover a car that’s registered to one person but insured by another.
- Also, don’t lie about who’s driving the car. That’s called fronting and could invalidate the insurance.
4. Use a Vehicle Recovery Service
If you can’t get insurance in your name (or anyone else’s), you might be able to hire a recovery truck to legally transport the car from the pound.
- This is a legal loophole that avoids the insurance issue.
- But it’s not free; expect to pay £100 to £300+ depending on how far the car needs to go.
What Happens If You Do Nothing?
If you don’t sort this out quickly, the storage fees will start stacking up. And after seven working days, things can get even worse:
- Your car could be scrapped if it’s considered low value.
- It could be auctioned off, and you won’t get a penny from the sale.
- You might still owe outstanding charges, even if you don’t get the car back.
Moral of the story? Act fast.
The Last Wrap-Up:: What’s Your Best Option?
If you have a foreign driving licence and need to insure your impounded car, your best bet is to:
- Find a specialist insurer; mainstream companies won’t help.
- Have your documents ready; foreign licence, proof of ID, and ownership details.
- See if someone else can insure the car; as long as it’s legal.
- Consider using a recovery truck; if you don’t plan to drive it anyway.
- Act quickly; before fees pile up or your car gets auctioned off.
Need help finding fast, reliable impounded car insurance? Click the button below for a quote or ring the number below for expert advice. The sooner you act, the less you’ll have to pay!